Your Learning Journey

Master financial literacy through interactive lessons

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+10 XP
#1

What is Money?

Learn about coins, bills, and what money is used for

Money Basics
Ages 5-7Level 1
📚2 Standards
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+20 XP
#2

Creating Your First Budget

Learn how to plan where your money goes

Budgeting
Ages 11-13Level 2
📚2 Standards
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+30 XP
#3

Introduction to Investing

Understanding stocks, bonds, and wealth building

Investing
Ages 18+Level 3
📚2 Standards
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🔒Locked
+15 XP
#4

Earning and Saving Money

Learn how to earn money through chores and why saving is important

Money Basics
Ages 8-10Level 2
📚2 Standards
Complete previous lessons to unlock
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+20 XP
#5

First Job and Taxes

Learn about getting your first job, paychecks, and understanding taxes

Income & Careers
Ages 14-17Level 3
📚1 Standard
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+10 XP
#6

Counting Coins

Practice identifying and counting pennies, nickels, dimes, and quarters

Money Basics
Ages 5-7Level 1
📚2 Standards
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+20 XP
#7

Tracking Your Spending

Keep a record of what you buy

Budgeting
Ages 11-13Level 2
📚2 Standards
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+30 XP
#8

Stocks Explained

How stocks work and investing in companies

Investing
Ages 18+Level 3
📚2 Standards
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+15 XP
#9

Needs vs Wants

Understanding the difference between things you need and things you want

Money Basics
Ages 8-10Level 2
📚2 Standards
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+20 XP
#10

Banking and Debit Cards

How to open a bank account and use a debit card responsibly

Banking
Ages 14-17Level 3
📚2 Standards
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+10 XP
#11

Dollars and Cents

Understanding how dollars and cents work together

Money Basics
Ages 5-7Level 1
📚2 Standards
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+20 XP
#12

The 50/30/20 Rule

A simple formula for budgeting your money

Budgeting
Ages 11-13Level 2
📚2 Standards
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+30 XP
#13

Bonds and Fixed Income

Understanding bonds and stable investments

Investing
Ages 18+Level 3
📚2 Standards
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+15 XP
#14

Making Smart Spending Choices

Learn how to compare prices and make smart decisions when shopping

Money Basics
Ages 8-10Level 2
📚2 Standards
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+25 XP
#15

Credit Scores and Credit Reports

Understand how credit scores work and why they matter for your financial future

Credit & Debt
Ages 14-17Level 3
📚2 Standards
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+10 XP
#16

Making Change

Learn how to count change when buying things

Money Basics
Ages 5-7Level 1
📚2 Standards
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+20 XP
#17

Monthly Budget Planning

Create a budget that works for a whole month

Budgeting
Ages 11-13Level 2
📚2 Standards
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+30 XP
#18

Diversification Strategy

Build a balanced portfolio to minimize risk

Investing
Ages 18+Level 3
📚2 Standards
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+15 XP
#19

Setting Savings Goals

Learn how to set and achieve your savings goals

Saving
Ages 8-10Level 2
📚2 Standards
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+25 XP
#20

Student Loans and College Financing

Learn about paying for college, different types of financial aid, and managing student debt

Credit & Debt
Ages 14-17Level 4
📚2 Standards
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+10 XP
#21

Money Around the World

Discover different types of money used in other countries

Money Basics
Ages 5-7Level 1
📚2 Standards
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+20 XP
#22

Adjusting Your Budget

Learn to adapt when things change

Budgeting
Ages 11-13Level 2
📚2 Standards
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+30 XP
#23

Index Funds & ETFs

Low-cost investing for long-term growth

Investing
Ages 18+Level 3
📚2 Standards
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+15 XP
#24

Understanding Prices and Value

Learn what makes things cost more or less money

Money Basics
Ages 8-10Level 2
📚2 Standards
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+25 XP
#25

Credit Cards: Benefits and Dangers

Master the smart use of credit cards and avoid common pitfalls

Credit & Debt
Ages 14-17Level 3
📚2 Standards
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+10 XP
#26

My First Piggy Bank

Learn how to start saving money in a piggy bank

Saving
Ages 5-7Level 1
📚2 Standards
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+20 XP
#27

Saving vs Spending

Understanding the importance of saving money

Saving
Ages 11-13Level 2
📚2 Standards
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+30 XP
#28

Real Estate Investing

Building wealth through property investment

Investing
Ages 18+Level 3
📚2 Standards
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+15 XP
#29

Borrowing and Lending Money

Learn about borrowing money from family and paying it back

Money Basics
Ages 8-10Level 2
📚1 Standard
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+20 XP
#30

Building a Teen Budget

Create a realistic budget for your teen income and expenses

Budgeting
Ages 14-17Level 3
📚2 Standards
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+10 XP
#31

Why Save Money?

Understand the importance of saving for things you want

Saving
Ages 5-7Level 1
📚2 Standards
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+20 XP
#32

Emergency Savings

Why you need money saved for unexpected events

Saving
Ages 11-13Level 2
📚2 Standards
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+30 XP
#33

Understanding Credit Scores

How credit scores work and why they matter

Credit
Ages 18+Level 3
📚1 Standard
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+15 XP
#34

Earning Money Through Chores

Learn about different ways kids can earn money

Earning Income
Ages 8-10Level 2
📚1 Standard
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+30 XP
#35

Investing Basics: Stocks and Bonds

Introduction to the stock market and how to start investing early

Investing
Ages 14-17Level 4
📚2 Standards
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+10 XP
#36

Saving for a Goal

Pick something you want and save money to buy it

Saving
Ages 5-7Level 1
📚2 Standards
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+20 XP
#37

Savings Challenges

Fun ways to boost your savings quickly

Saving
Ages 11-13Level 2
📚2 Standards
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🔒Locked
+30 XP
#38

Credit Cards 101

Responsible credit card use and avoiding debt

Credit
Ages 18+Level 3
📚1 Standard
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+15 XP
#39

Giving to Others

Learn about donating and helping people with money

Money Basics
Ages 8-10Level 2
📚1 Standard
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+20 XP
#40

Career Planning and Income Potential

Explore career paths and understand how education affects earning potential

Income & Careers
Ages 14-17Level 3
📚2 Standards
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+10 XP
#41

The Savings Jar

Use jars to organize money for different purposes

Saving
Ages 5-7Level 1
📚2 Standards
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+20 XP
#42

Compound Interest Basics

How your savings can grow over time

Saving
Ages 11-13Level 2
📚2 Standards
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+30 XP
#43

Building Credit History

Establish a strong credit profile early

Credit
Ages 18+Level 3
📚1 Standard
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+15 XP
#44

Understanding Advertisements

Learn how ads try to convince you to buy things

Consumer Skills
Ages 8-10Level 2
📚2 Standards
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+25 XP
#45

Insurance Basics: Types and Why You Need It

Understand different types of insurance and how they protect your finances

Risk Management
Ages 14-17Level 3
📚2 Standards
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+10 XP
#46

Celebrate Saving

Learn how saving helps you get what you really want

Saving
Ages 5-7Level 1
📚2 Standards
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+20 XP
#47

High-Yield Savings

Getting the most out of your savings account

Saving
Ages 11-13Level 2
📚2 Standards
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+30 XP
#48

Avoiding Debt Traps

Recognize and avoid predatory lending

Credit
Ages 18+Level 3
📚1 Standard
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+15 XP
#49

Keeping Money Safe

Learn how to protect your money and avoid losing it

Money Basics
Ages 8-10Level 2
📚1 Standard
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+20 XP
#50

Understanding Your Paycheck

Decode your paycheck and understand all deductions and withholdings

Income & Careers
Ages 14-17Level 3
📚2 Standards
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+10 XP
#51

Needs vs Wants

Understand the difference between things we need and want

Smart Spending
Ages 5-7Level 1
📚1 Standard
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+20 XP
#52

Understanding Bank Accounts

Learn about checking and savings accounts

Banking
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#53

Credit Repair

Fix credit mistakes and improve your score

Credit
Ages 18+Level 3
📚1 Standard
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+15 XP
#54

Trading and Bartering

Learn about exchanging items without using money

Money Basics
Ages 8-10Level 2
📚2 Standards
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+20 XP
#55

Saving for Major Purchases

Learn strategies for saving for big-ticket items like cars and college

Saving
Ages 14-17Level 3
📚2 Standards
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+10 XP
#56

Shopping with Parents

Learn what happens when we go shopping

Smart Spending
Ages 5-7Level 1
📚1 Standard
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+20 XP
#57

What is Interest?

Discover how interest helps your money grow

Banking
Ages 11-13Level 2
📚1 Standard
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+30 XP
#58

Retirement Accounts: 401k & IRA

Tax-advantaged retirement savings

Retirement
Ages 18+Level 3
📚1 Standard
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+15 XP
#59

Allowance and Money Rules

Understanding how families manage money for kids

Money Basics
Ages 8-10Level 2
📚2 Standards
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🔒Locked
+25 XP
#60

Renting Your First Apartment

Learn what it takes to rent an apartment, from deposits to leases

Real Estate
Ages 14-17Level 4
📚2 Standards
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+10 XP
#61

Waiting to Buy

Understanding why sometimes we have to wait

Smart Spending
Ages 5-7Level 1
📚1 Standard
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+20 XP
#62

Online Banking

Using apps and websites to manage your money

Banking
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#63

Roth vs Traditional

Choose the right retirement account type

Retirement
Ages 18+Level 3
📚1 Standard
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+15 XP
#64

Peer Pressure and Money

Learning to make your own money choices

Money Basics
Ages 8-10Level 2
📚2 Standards
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🔒Locked
+25 XP
#65

Behavioral Economics and Money Decisions

Understand the psychology behind your spending and how to make better choices

Consumer Skills
Ages 14-17Level 4
📚2 Standards
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🔒Locked
+10 XP
#66

Comparing Prices

Learn to look for the best deal when shopping

Smart Spending
Ages 5-7Level 1
📚1 Standard
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+20 XP
#67

ATMs and Debit Cards

How to safely use cash machines and debit cards

Banking
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#68

Employer Matching

Don't leave free money on the table

Retirement
Ages 18+Level 3
📚1 Standard
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+15 XP
#69

Planning for Future Purchases

Learn to plan ahead for things you want to buy

Saving
Ages 8-10Level 2
📚2 Standards
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+25 XP
#70

Filing Your First Tax Return

Learn the basics of filing taxes and potentially getting a refund

Taxes
Ages 14-17Level 4
📚2 Standards
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+10 XP
#71

Making Good Choices

Practice choosing wisely when spending money

Smart Spending
Ages 5-7Level 1
📚1 Standard
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🔒Locked
+20 XP
#72

Making Smart Purchases

Compare prices and make informed decisions

Smart Spending
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#73

Retirement Planning Timeline

When to start and how much to save

Retirement
Ages 18+Level 3
📚1 Standard
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🔒Locked
+15 XP
#74

Money Around the World

Learn about different currencies used in other countries

Money Basics
Ages 8-10Level 2
📚1 Standard
Complete previous lessons to unlock
🔒Locked
+30 XP
#75

Retirement Accounts: 401(k) and IRA

Learn about retirement savings and why starting early gives you a huge advantage

Investing
Ages 14-17Level 4
📚2 Standards
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🔒Locked
+10 XP
#76

Earning Money

Discover ways kids can earn money by helping out

Earning
Ages 5-7Level 1
📚2 Standards
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🔒Locked
+20 XP
#77

Avoiding Impulse Buying

Think before you spend to avoid regrets

Smart Spending
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#78

Building an Emergency Fund

Why you need 3-6 months of expenses

Saving & Emergency
Ages 18+Level 3
📚1 Standard
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+15 XP
#79

Delayed Gratification

Learning to wait for things you want

Saving
Ages 8-10Level 2
📚2 Standards
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🔒Locked
+20 XP
#80

Online Safety and Financial Privacy

Protect yourself from identity theft, scams, and online financial fraud

Consumer Skills
Ages 14-17Level 3
📚2 Standards
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🔒Locked
+10 XP
#81

Doing Chores

Learn about work and earning through household tasks

Earning
Ages 5-7Level 1
📚2 Standards
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🔒Locked
+20 XP
#82

Quality vs Price

Understanding value and making it last

Smart Spending
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#83

High-Yield Savings Accounts

Maximize your emergency fund growth

Saving & Emergency
Ages 18+Level 3
📚1 Standard
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🔒Locked
+15 XP
#84

Family Finances

Understanding how families manage money together

Money Basics
Ages 8-10Level 2
📚2 Standards
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🔒Locked
+25 XP
#85

Side Hustles and Entrepreneurship

Explore ways to earn money outside traditional jobs and start your own business

Income & Careers
Ages 14-17Level 3
📚2 Standards
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🔒Locked
+10 XP
#86

Being Responsible

Understand how being responsible helps you earn

Earning
Ages 5-7Level 1
📚2 Standards
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+20 XP
#87

Shopping Sales

How to save money by timing your purchases

Smart Spending
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#88

Insurance Basics

Protect your wealth with proper coverage

Saving & Emergency
Ages 18+Level 3
📚1 Standard
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🔒Locked
+15 XP
#89

Entrepreneurship for Kids

Learn about starting your own small business

Earning Income
Ages 8-10Level 2
📚2 Standards
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🔒Locked
+25 XP
#90

Car Ownership: Buying and Maintaining

Learn the true costs of owning a car and how to buy smart

Consumer Skills
Ages 14-17Level 4
📚2 Standards
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🔒Locked
+10 XP
#91

Sharing and Giving

Learn why it is good to share money and help others

Values
Ages 5-7Level 1
📚1 Standard
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+20 XP
#92

Earning Money as a Teen

Ways to earn through jobs and side hustles

Earning & Career
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#93

Tax Basics for Young Adults

Understanding income tax and deductions

Advanced Topics
Ages 18+Level 3
📚1 Standard
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🔒Locked
+15 XP
#94

Money Mistakes and Learning

Everyone makes money mistakes - learn from them!

Money Basics
Ages 8-10Level 2
📚1 Standard
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🔒Locked
+20 XP
#95

Emergency Funds and Financial Safety Nets

Build an emergency fund to protect yourself from financial disasters

Saving
Ages 14-17Level 3
📚2 Standards
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+10 XP
#96

Being Grateful

Appreciate what you have and say thank you

Values
Ages 5-7Level 1
📚1 Standard
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+20 XP
#97

Starting a Small Business

Turn your skills into a money-making venture

Earning & Career
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#98

Student Loans

Managing education debt responsibly

Advanced Topics
Ages 18+Level 3
📚1 Standard
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+15 XP
#99

Celebrating Financial Wins

Recognizing and celebrating your money achievements

Money Basics
Ages 8-10Level 2
📚2 Standards
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🔒Locked
+30 XP
#100

Financial Independence: Moving Out Readiness

Assess if you're financially ready to move out and live independently

Budgeting
Ages 14-17Level 4
📚2 Standards
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+10 XP
#101

Helping Others

Use money to make a difference in your community

Values
Ages 5-7Level 1
📚1 Standard
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🔒Locked
+20 XP
#102

Freelancing Basics

Offering services for payment

Earning & Career
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#103

Home Buying 101

Mortgages, down payments, and homeownership

Advanced Topics
Ages 18+Level 3
📚1 Standard
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🔒Locked
+20 XP
#104

Career Exploration

Thinking about future jobs and income

Earning & Career
Ages 11-13Level 2
📚1 Standard
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🔒Locked
+30 XP
#105

Financial Independence

Building wealth and achieving FIRE

Advanced Topics
Ages 18+Level 3
📚1 Standard
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🔒Locked
+20 XP
#106

Budget Basics

Create your first budget and learn to track spending

Budgeting
Ages 11-13Level 2
📚2 Standards
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🔒Locked
+25 XP
#107

Credit Cards 101

Learn how credit cards work, interest rates, and responsible use

Credit & Debt
Ages 14-17Level 3
📚2 Standards
Complete previous lessons to unlock